We value thousands of policies each year. Through our secure policy auction platform, we have generated hundreds of millions of dollars for policy owners. The funds from these transactions are used to pay for long-term care, enhance retirement savings, avoid bankruptcy, make charitable donations, and more. No matter what the funds are used for, the result is always greater financial independence for policy owners, businesses, and families. Below are just a few examples of how we helped others through the life settlement process.
Policy was eating cash flow needed for caregiving costs
Funded long-term care needs and relieved financial stress from her family.
Business was sold, and the policy was no longer needed
Business owner was able to receive additional value above and beyond the sale of the company.
Their needs had changed, and they no longer needed the policy
They were able to uncover significant liquidity and fund their retirement.
Financial ripple effect caused reductions in cash flow
Used the cash to fund their livelihood.
Policy was underfunded and sitting in an ILIT
Eliminated future premium payments and used the funds for medical bills.
Liquidity constraints reduced donations
Cash created donation for the charity she loves.
Client outlived all planning and premiums were due
The adult children no longer needed to fund the caregiving needs.
Policy was no longer needed for estate planning
Client was able to fund all lifestyle and caregiving needs.
On the verge of outliving his planned coverage
A life settlement created value and alleviated future premium payments.
Restaurant owner in his early 70s
Businesses were severely affected by the COVID-19 pandemic.
Could no longer afford premiums
Received a lump sum and reallocated premiums for today’s needs.
Donated policy to a charity ran out of cash value to pay premiums
Donor was able to create a living legacy and enjoy seeing the gift used while living.
COVID-19 created visitation restrictions for nursing homes
She was able to remain safely at home with proper care.
Surrendering policy and interested in receiving more money
Adult children unable to pay premiums to maintain the policy.
Her family put off their own financial plans to care for her.
Instead of focusing on their own retirement and family financial goals, Maria’s adult children were funding her caregiving needs. The life settlement created enough funds to pay for her care and eliminated the burdensome premium payments. Her children were happy they could fund care for their mother and focus on their long-term financial goals.
LifeCare Funding is now a part of Ashar Group. With our extensive network, policy owners use the life settlement process to fund long-term care needs for themselves or their loved ones.
Join the thousands of care facilities (home healthcare, senior care, assisted living, nursing home, and retirement communities) that share the life settlement solution with patients and families looking to fund care and have chosen Ashar as their trusted resource.