Thomas and Katherine’s children were grown with kids of their own and successful careers – changing the need of the policy. They were going to surrender their policy for the cash value and reallocate premiums into other areas of planning. Through a life settlement, they were able to uncover significantly more value and fund the retirement
of their dreams.
Liquidity constraints reduced donations
Cash created donation for the charity she loves.
Could no longer afford premiums
Received a lump sum and reallocated premiums for today’s needs.
Client outlived all planning and premiums were due
The adult children no longer needed to fund the caregiving needs.
