Like real estate or fine art, a life insurance policy is an asset. Before making a recommendation or a decision about any asset, it's important to first know its value. Ashar's process uncovers the value of existing life insurance policies to arm financial professionals, fiduciaries, and policy owners with the information needed to make challenging and complex decisions.
Current Annual Premium: $36,000
Cash Value: $27,000
Life Settlement Value: $213,000
Policy owners should explore all non-forfeiture options to make an informed decision about whether a life settlement is the best option for them.
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Client outlived all planning and premiums were due
The adult children no longer needed to fund the caregiving needs.
Business was sold, and the policy was no longer needed
Business owner was able to receive additional value above and beyond the sale of the company.
Surrendering policy and interested in receiving more money
Adult children unable to pay premiums to maintain the policy.
We've developed a price discovery process that is grounded in a data-driven and compliance-centric approach. By focusing on best practices, we identify all the information a policy owner needs to make an informed decision and choose the right path – keep, surrender, or sell.Our Process