Diane’s adult children were funding both her long-term care needs and maintaining her life insurance policy. However, an increase in cost of insurance was going to cause them to lapse the policy for the minimal cash surrender value. The long-term care facility recommended using Ashar Group to value the policy to uncover more potential value.
Policy was no longer needed for estate planning
Client was able to fund all lifestyle and caregiving needs.
Liquidity constraints reduced donations
Cash created donation for the charity she loves.
Financial ripple effect caused reductions in cash flow
Used the cash to fund their livelihood.
