Many donors are facing liquidity constraints preventing them from meeting their giving goals. For Cecilia, a life settlement of her donated life insurance policies eliminated her future premium payments and created cash today for the charity she loves. She was then able to see the outcome of her donation while she is still living.
Could no longer afford premiums
Received a lump sum and reallocated premiums for today’s needs.
Surrendering policy and interested in receiving more money
Adult children unable to pay premiums to maintain the policy.
Policy was eating cash flow needed for caregiving costs
Funded long-term care needs and relieved financial stress from her family.