get a secondary opinion® The Secondary Market for Life Insurance is a global market with a variety of institutional investors. It’s primarily comprised of private equity firms, pension funds, hedge funds, reinsurers, and global banks. In a life-settlement transaction, a policyholder sells an existing life insurance policy to an institutional investor for a lump sum […]
get a secondary opinion® They are both transferrable and that’s where the opportunity begins. If you no longer needed your home, you would sell it on the open market for its fair market value to a qualified buyer. It’s the same with Life Insurance and Annuities. We call this exchange the Secondary Market. Like real […]
get a secondary opinion® Prior to the emergence of the Secondary Market, advisors had few options to offer clients when they were deciding whether to surrender or lapse a policy. Fortunately, the Ashar Group offers advisors a free online tool called the Policy Value Quiz. It is designed to help you determine in a timely manner […]
get a secondary opinion® The majority of Americans do not realize that they have a legal right to appraise and sell their life insurance policy, as well as certain types of annuities in the regulated Secondary Market for Life Insurance for an amount higher than the cash surrender value, but less than the death benefit. […]
get a secondary opinion® There are many situations where a policy owner, especially those focused on retirement, may wish to appraise and sell their life insurance policy for a cash settlement to fund lifestyle and caregiving needs. The most common occurs when the consumer makes a decision to stop paying the premiums on the policy […]
get a secondary opinion® Consumers are googling about life settlements and it’s up to you as an advisor to source, review and facilitate life settlement process and related financial solutions for your clients. And when you discover one, it’s your opportunity to protect or enhance a relationship, serve with distinction and expand the value of […]
get a secondary opinion® Within the Secondary Market, powerful options exist for seniors to leverage underutilized assets for immediate liquidity in the event of a lifestyle need, caregiving support or pressing financial burden. Life settlements can provide a welcome alternative for seniors who may otherwise abandon their life insurance policies and get nothing in return. […]
get a secondary opinion® There’s no better advocate in helping clients meet their long-term financial goals than their advisor. With this in mind, there are many cases where an uninformed client surrenders or lapses a policy that was worth much more than the cash value. That’s why many advisors choose to order an Ashar Secondary […]
get a secondary opinion® It’s not unusual to hear about a policyholder who abandons or cashes in their life insurance policy without first checking for its fair market value.. If they had appraised their policy, many would have found out that it could have been worth far more in the Secondary Market than what they […]
get a secondary opinion® The Secondary Market for Life Insurance is a global market with a variety of institutional investors. It is comprised of private equity, pension funds, reinsurers and global banks. In a life-settlement transaction, a policyholder sells an existing policy for an amount higher than the cash surrender value, but less than the […]
