Unless you’re a finance geek—like all of us here at Ashar—there’s not a whole lot about managing one’s finances that could really be called “fun.” Monitoring investments, keeping track of bills and taxes…for most people, that’s more obligation than choice. (more…)
This post is part of our series for advisors to pass to their clients. Knowing more about your clients’ needs will help you to better serve them. Aging doesn’t have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of their life.
At Ashar, we may be in the life settlement business, but that doesn’t mean that we think everyone should sell their life insurance. In fact, that’s about as far from the truth as you can get.
Life settlements can be wonderful financial solutions for many people, but only under a set of very specific circumstances. For people looking for financial relief from unaffordable premiums, or those who no longer need their policies because of changes in estate tax law or the death of a spouse, a life settlement can be a great way to generate a new stream of income. The same is true for individuals facing the costs of long term care, or expensive medical procedures for an illness.
If you fit into one of these categories, maybe it’s time to ask your financial advisor to contact us at Ashar, to start discussion your options. But if you don’t, then chances are you should keep your life insurance, if it’s at all possible.
If you caught our “Filling the Bookcase” article from back in June, you know that we at the Ashar Group love a good book — especially if it helps us continue to get better at what we do.
With summer on its way out, we thought it was time to offer up a few more book recommendations to see you through the fall. Below, you’ll find books to help you reason more clearly, raise fiscally responsible kids, and develop your leadership skills. (more…)
This post is part of our series for advisors to pass to their clients. Aging doesn’t have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of their life.
We all want to know that when our time comes, our family and loved ones will be provided for. After all, that’s the point of buying life insurance: so that when we pass away, our dependents will have some money to fall back on, to help cover any expenses or taxes and maintain their standard of living. (more…)
If you know Ashar, you know we are passionate about living our values, which includes supporting causes close to our hearts.
One of those is the Crohn’s and Colitis Foundation of America, which we became involved with because our VP of Secondary Market Solutions, Jamie Mendelsohn, and her twin sister Jill both live with Crohn’s Disease.
We know that as a financial advisor, you want the best for your clients. And when it comes to older clients, advisors can feel especially protective.
After all, you’re managing not just their money, but possibly the legacy they’ll leave their family, or their ability to cover long-term care or assisted living for themselves or a spouse. There’s no question that that’s a lot of responsibility. (more…)
This post is part of our series for advisors to pass to their clients to help them understand life settlements. Aging doesn’t have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of their life.
Aging has plenty of benefits: intelligence, wisdom, and experience are all extremely valuable in the workforce, community, and in social relationships. Older people also have the benefit of self-awareness. Maya Angelou once said, “At 50 I began to know who I was. It was like waking up to myself." Yet somehow, age is taboo in our society. According to a 2012 survey, people now believe that old age starts at 59; however, the majority of seniors say they don’t “feel” old. (more…)
Any X-Files fans out there? I don’t know about you, but I still enjoy catching reruns of this classic show about two FBI agents whose job it is to investigate supernatural occurrences, aliens, and UFOs.
If you’ve seen any episodes yourself, you probably know a decent amount about Unidentified Flying Objects. In the show, they’re mysterious, rarely seen, and there’s a constant question of whether they have good or evil intent. (more…)
This post is the fourth in our series of continuing education resources for advisors. The life settlement industry is complex and we here at Ashar want to make it easy for you and your client to navigate this complicated field.
Stock market volatility is generally a cause for nervousness among financial advisors, if not outright concern. But, as with most things, there is a silver lining: an uncertain stock market can drive investors to put their money into other assets that aren’t connected to the vagaries of Wall Street. (more…)
This post is part of our series for advisors to pass to their clients to help them understand life settlements. Aging doesn’t have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of their life.
When it comes to difficult topics for families to discuss, finances and the prospect of death top the list. And when you put them together, as all of us who are aging or caring for aging parents inevitably must, it can lead to some highly uncomfortable — even contentious — conversations. (more…)
