Blogs

A Look Back at 2017: A Roundup of Our Most Popular Blog Posts

Dec 26, 2017

2017 was a busy year for us here at Ashar. We broke into the infographic world. We discussed the longevity crisis. We kept the conversation about long-term care and caregiving going strong. With 2018 coming right around the bend, we thought we’d take a look back at some of our most popular posts from this […]

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Making the Holidays Merry for a Loved One in Long-Term Care

Dec 22, 2017

Let’s be honest: no one wants to spend the holidays in a long-term care facility. It doesn’t matter how wonderful the staff is or how home-like they strive to make the facility feel. The holidays are simply difficult when a loved one isn’t able to be at home - there’s just no way around it.

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Should We Be Talking About a Longevity Crisis, Rather Than a Retirement Crisis?

Dec 12, 2017

Those of us who work in the personal finance industry, whether as financial advisors, retirement planners, or in other capacities, have been talking for years about the “retirement crisis.” According to various studies, anywhere from 54% to 80% of American Baby Boomers lack sufficient retirement funds. What’s worse, according to research by GoBankRates, 1 in […]

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I’m an Insurance Advisor. Why Should I Learn About Life Settlements?

Dec 08, 2017

For many insurance advisors, learning about life settlements can seem overwhelming. It’s a relatively new industry with comprehensive regulations. There are countless other concerns taking up their time and energy. And, because many seniors aren’t aware of the life settlement option, insurance advisors may not see much demand for the information. However, at Ashar, we […]

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How a Life Settlement Can Help Your Clients Protect Their Retirement Savings

Dec 07, 2017

For retirees who aren’t able to - or don’t want to - re-enter the workforce by taking a part-time job or starting a business, their retirement savings are nearly all they have to rely on. Protecting these savings, therefore, is of paramount importance.

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When Your Client’s Life Insurance Policy is Hurting Rather Than Helping

Nov 30, 2017

Life insurance is supposed to offer policy owners peace of mind. It’s supposed to provide them with the security that their families will be taken care of after they’re gone. But what if that life insurance policy becomes a burden, instead of a safety net? What if it becomes a source of financial stress, rather […]

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The Financial Impact of Family Caregiving

Nov 28, 2017

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The Top 5 Factors to Consider When Choosing a Long-Term Care Facility for a Loved One

Nov 22, 2017

Making the decision to move a loved one into a long-term care facility is never easy. However, for many families, doing so is a necessity. The care a loved one needs may be beyond that which a family member can provide, or he or she may not be able to live alone safely any longer.

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Why Managing Financial Stress is so Important for Seniors

Nov 21, 2017

There’s no question that stress is bad for our health. It’s been proven countless times just how negative chronic stress is for our emotional, physical, and mental well-being. For the most part, stress is stress, no matter where it’s coming from - but there’s something particularly difficult about financial stress. This is especially true for […]

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4 Reasons to Enjoy Growing Older

Nov 14, 2017

Despite the many complaints that people often have about growing older, there’s a whole lot to enjoy about this stage of life. Don’t believe us? Here are just a few reasons to look forward to your senior years.

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