If you’re like most people, you bought your life insurance policy because you wanted to take care of your family.
You wanted to make sure that if something happened to you, your spouse and children would have something to live on. That’s what we all want: to take care of the people we love to the best of our abilities. (more…)
In the past 50 years, American life has changed dramatically.
Working women became the norm.
A bachelor degree became the new high school diploma. (more…)
Financial advising is so much more than simply helping people decide what to do with their money.
You need to have empathy, a problem-solving attitude, and an ability to read between the lines in order to discern what’s important to your client, even when he or she isn’t saying it outright.
In short, you’ve got to be a people person - someone who’s able both to put people at ease and relate to their needs, whatever those may be. (more…)
At Ashar, we’ve got one motto that guides every aspect of our business: Do what is right, and you will be blessed. It’s so integral to our way of thinking, in fact, that we named our business after it - that’s what ‘ashar,’ a Biblical term, means.
We’ve spent our years in the life settlement industry working to build strong, trusting relationships with the people we serve. It comes naturally to us - after all, we started this business as a family. (more…)
These days, much industry talk in the financial advising industry is about the importance of attracting Millennial clients. Since there is a substantial number of high earners in this age group, the logic goes, they’re in need of experienced financial advice; and on the flip side, cultivating these younger clients can help grow an advisor’s revenue. (more…)
As a financial advisor, you have access to your clients’ most sensitive personal details.
From account numbers to net worth, Social Security numbers, and family history, your servers are full of information that, in the wrong hands, could spell catastrophe for the people who’ve entrusted it to you. (more…)
What’s the big deal with big data?
The overwhelming amount of data now available, and the progressively complicated technology that comes with it, has not only transformed our lives, but also the way industries function and compete. (more…)
Giving client gifts can be a tricky business.
You have to consider a few different things: what kind of price range is acceptable for your particular client, what their likes and dislikes are, and even how they feel about client gifts in general.
Making the shift from earning a regular paycheck to subsisting entirely on retirement savings can be a shock for even the most confident retirees.
Even if you’ve saved for retirement your entire adult life and are reasonably sure that you have enough to get by, financial stress can still creep up. Luckily, there are many relatively easy ways that retirees - and near-retirees - can improve their finances. (more…)
