At Ashar Group, we are guided by a strong ethical principle: “Do what is right and you will be blessed.” In fact, that’s what the term “ashar” means. This principle, in addition to our five core values of integrity, service, authenticity, work ethic, and excellence, provide the basis for our work. We strive to offer […]
Clients who decide to sell their life insurance on the Secondary Market invest the lump sum they receive in a variety of ways. Perhaps they pay for a grandchild’s college tuition, or maybe they take their children and grandchildren on a trip to Europe. Another frequent use of the payment? Philanthropy. Especially among high net […]
It’s an uncomfortable truth that most of us will need long term care (LTC) of some kind at one point or another in our lives. According to the U.S. Department of Health and Human Services, 70 percent of people turning 65 will need LTC; in general, the older you are, the higher the likelihood that […]
Whether or not you have remained true to the New Year’s resolutions you set at the beginning of the year, there’s something to be said for taking the time to reflect, regroup, and make some plans to move yourself forward in the new year. As a boomer, now is a good time to take a […]
When you’re retired, the start of a new year can mean all sorts of things. Perhaps this is the year you’re taking that big trip you’ve been looking forward to. Maybe you’ve got a new grandchild on the way, and you’re planning on helping out for a month or two. Or maybe you’re starting a […]
In this day of instant information and overwhelming choice, it’s tempting to go straight to the source for things. Instead of shopping retail, people go online to buy wholesale, for example. That method can have its benefits, when you’re dealing with something as simple as price. But as financial advisors know well, when you’re working […]
Americans holding universal life insurance policies may get an unpleasant surprise from their insurers in the next few months, if they haven’t already. According to the Wall Street Journal, many major insurers are raising the premiums on universal life insurance policies that they sold as many as 20 or 30 years ago. This means that […]
This post is part of our series for advisors to pass to their clients. Knowing more about your clients’ needs will help you to better serve them. Aging doesn’t have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of […]
When an aging parent or other loved one needs full-time care, many of us feel duty-bound to become a family caregiver. This can be especially true for adult children of ailing parents – after all, our parents took care of our every need for years. Don’t we owe them the same thing? Choosing whether or […]
Whether or not you keep your New Year’s resolutions past January this year, there’s something to be said for taking the time to reflect, regroup, and make some plans to move yourself forward in the new year. In addition to the usual worthy resolutions having to do with eating better, exercising more, and spending more […]
