It’s no secret that family caregivers have to manage a major balancing act, whether they’re working or not. If the caregiver is at home with their loved one, they have to balance caring for their own families - and just as importantly, themselves - with taking care of their family member. That means scheduling doctor’s […]
As 2016 marches on, we’re seeing many of the financial planning trends play out as predicted at the end of last year. A rise in the importance of technology, more financially literate clients, and longevity are all playing a larger role in financial planning this year, with some interesting results. Here’s a look at five […]
While certain financial issues are the same for everyone - stick to a budget, save for retirement, consider your long-term care needs - there are some things that, like it or not, women need to think about more than men. That's true of retirement planning, as well. When it comesto planning for retirement, women and […]
If you’ve read our blog in the past, you may know that Ashar’s president, Jason T. Mendelsohn, is an oral cancer survivor. Diagnosed with stage 4 HPV-related tonsil cancer in 2014, Jason went through seven months of chemotherapy and radiation treatments, as well as surgery to remove his tonsils and 42 lymph nodes. As he […]
In April, President Obama signed into law the reauthorized Older Americans Act, a piece of legislation that provides essential programs for seniors throughout the country. The original law expired more than four years ago, and senior advocates like the AARP have been urging Congress to reauthorize it for years - many since before its expiration. […]
As many financial advisors are no doubt aware, the life settlement industry is still only vaguely understood among the general public. In fact, many financial advisors themselves are unfamiliar with how the life settlement process works, whether life settlements are truly beneficial to their clients, or how to go about initiating one should their client […]
Few of us ever really expect to become family caregivers. Most of the time, the circumstances that lead to us becoming caregivers creep up on us gradually - maybe a loved one begins having trouble remembering her medications, then falls while at home, then gets lost while out driving to the grocery store one day. […]
For seniors who live at home, safety is a big concern. Especially for those who live alone, it’s important to be aware of potential safety issues so that the comforts of home can continue to be enjoyed for as long as possible. Whether you’re a senior yourself or a friend or family member who’s caring […]
As the Wall Street Journal reported late last year, many universal life insurance carriers have been raising premiums on policies that were sold as many as 30 years ago. This has been difficult enough for policyholders who have found their premiums suddenly increased by thousands of dollars. Now, however, cost of insurance charges, or COI, […]
Traditionally, the life settlement market has been concerned with life insurance policies with larger face values - typically, of $1 million and above. This has been due to simple economics: the return for investors is greater on high-face value policies. The market for large policies, and even jumbo policies of $10 million-$100 million, is stronger […]
