Traditionally, the life settlement market has been concerned with life insurance policies with larger face values - typically, of $1 million and above. This has been due to simple economics: the return for investors is greater on high-face value policies. The market for large policies, and even jumbo policies of $10 million-$100 million, is stronger […]
“Things change, but they never stay that way.” Isn’t that something the baseball king of misspeaking, Yogi Berra, said? Either way, there’s a kind of ridiculous wisdom there that can be applied to almost any situation. Things do change - and then they change again. Financial advisors know this truth well. Stocks go up and […]
At Ashar, we work with financial advisors and their clients - many of whom are retired or are about to retire - every day. Part of the reason we do what we do is because we believe we have a responsibility to help our seniors retire comfortably and well, as free from financial stress as […]
Similar to appraising real estate, we use current market data to determine if a life insurance policy has any value beyond the cash surrender value if sold today.
Despite the relaxing and fun images that the word “retirement” calls up - sitting on a beach, traveling with your spouse, spending one’s mornings golfing or gardening - this phase of life isn’t always what prospective retirees expect. There are potential financial issues for one, which we’ve talked about at length on this blog and […]
This post is part of our series for advisors to pass to their clients. Knowing more about your clients' needs will help you to better serve them. Aging doesn't have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of […]
With so much entertainment available to us today, there’s no reason to get stuck in a routine of listening to ridiculous radio morning shows or the yawning through the news during your morning commute. Instead, why not try a podcast? There are literally thousands of great podcasts out there, covering almost any topic you can […]
As a financial advisor, you’ve probably set a few goals that you’d like to achieve in 2016. Maybe you want to attract more Millennial clients. Maybe you want to become more tech-savvy. Or maybe you want to invest more in your own professional education, by reading great books or varying the way you fulfill your […]
At Ashar Group, we are guided by a strong ethical principle: “Do what is right and you will be blessed.” In fact, that’s what the term “ashar” means. This principle, in addition to our five core values of integrity, service, authenticity, work ethic, and excellence, provide the basis for our work. We strive to offer […]
Clients who decide to sell their life insurance on the Secondary Market invest the lump sum they receive in a variety of ways. Perhaps they pay for a grandchild’s college tuition, or maybe they take their children and grandchildren on a trip to Europe. Another frequent use of the payment? Philanthropy. Especially among high net […]
