There’s no question that stress is bad for our health. It’s been proven countless times just how negative chronic stress is for our emotional, physical, and mental well-being.

For the most part, stress is stress, no matter where it’s coming from - but there’s something particularly difficult about financial stress. This is especially true for seniors, as they have both fewer years to recover from a financial setback, and more potential to experience serious (and expensive) health problems. (more…)

Despite the many complaints that people often have about growing older, there’s a whole lot to enjoy about this stage of life.

Don’t believe us? Here are just a few reasons to look forward to your senior years. (more…)

When you start caring for your parents, instead of the other way around, all kinds of questions and concerns start to emerge.
How do you keep your home safe for them? Do you need to look into assisted living or another form of long-term care? How can you and other family members best ensure that their needs are met?

Then, of course, there’s the financial aspect of caregiving to think about. From protecting a parent’s assets to making sure their retirement savings will last, caregivers often end up with a whole lot on their plates. (more…)

As life settlement brokers, we know that American seniors are leaving huge amounts of money on the table in lapsed life insurance policies.

That’s why we work so hard with financial advisors to help seniors sell their life insurance policies as life settlements, so they can liquidate those valuable assets and use the funds for some of life’s most burdensome expenses, like long-term care or medical costs. (more…)

One of the unique aspects of financial advising is the opportunity to share in some of the most pivotal moments of clients’ lives.
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The financial industry at large is still one that’s mainly dominated by men. According to a 2017 report from the global consulting firm Cerulli Associates, just 16% of financial advisors are women.
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Finances are possibly one of the most emotionally charged topics a family will ever have to discuss.

Guilt, obligation, embarrassment, hurt – these feelings are so often tied up with a person’s ideas about money that it’s the rare family who can converse on the subject without someone feeling upset. (more…)

From the time of our company’s founding, we at Ashar have placed our core values at the center of our work.

We believe in what we do because we’ve witnessed firsthand how a life settlement can bring relief to families that have been experiencing intense financial stress for months - sometimes years. (more…)

Retiring today isn’t what it was 30 years ago.

Today’s retirees are living longer, are often more active, and are expecting more out of their senior years than previous generations did. That’s part of why so many retirees are embarking on encore careers or starting their own businesses.

But there’s one element of an active retirement that hasn’t changed: volunteering. Retirement is a perfect time to follow your passion, whether or not you’re earning a paycheck for doing so. Here are just a few incredible volunteer jobs for retirees who want to stay busy. (more…)

A new report by the National Association of Insurance Commissioners (NAIC) Long-Term Care Subgroup includes life settlements among three options for paying for long-term care.

Those of us working in the industry have known for years that life settlements are an excellent option for seniors and their families who are struggling to pay for long-term care. (more…)