Unique Solution Helps Seniors Maintain Their Lifestyle During Retirement

Schedule a call with one of our experts so we can help you get started.

90% of seniors who lapsed a life insurance policy said they would have explored a life settlement if their advisor had told them about it.

Institute of Insurance Studies

By having a simple conversation with your senior clients about their existing life insurance, you may be able to help them receive an unexpected cash windfall that can be used for investments and other retirement needs. Our team at Ashar Group is ready to assist you with that conversation and do all the heavy lifting once you find a potential life settlement prospect.

Common Questions from Financial Professionals:

  • This is outside of my wheelhouse; how do I capitalize on this opportunity without wasting my time?
  • Can you simplify the process so I can seamlessly integrate it into my business?
  • How will conversations about existing life insurance help me increase AUM?
  • I don't know much about life insurance. Is that going to be a problem?

We'll Help You Get Started

Since 2003, Ashar Group has undergone numerous lengthy due diligence processes and assisted in designing compliance-centric workflows for many of the largest nationally recognized broker-dealers. We do sell life insurance, management assets, or purchase policies. We are an independent resource specializing in life insurance valuation for planning purposes.

Success Stories

Diane - Funding Long-Term Care
INSURED
Diane, 92

Policy was eating cash flow needed for caregiving costs
Funded long-term care needs and relieved financial stress from her family.

Type of Policy
Universal Life
Policy Face Value
500,000
Cash Surrender Value
12,000
Life Settlement Value
225,000
LEARN MORE
Meet James. Age 75
INSURED
James, 72

Business was sold, and the policy was no longer needed
Business owner was able to receive additional value above and beyond the sale of the company.

Type of Policy
Term Conversion
Policy Face Value
5,000,000
Cash Surrender Value
0
Life Settlement Value
750,000
LEARN MORE
Thomas and Katherine
INSURED
Thomas, 82 & Katherine, 79

Their needs had changed, and they no longer needed the policy
They were able to uncover significant liquidity and fund their retirement.

Type of Policy
Survivorship GUL
Policy Face Value
10,000,000
Cash Surrender Value
69,000
Life Settlement Value
2,800,000
LEARN MORE
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