When one of your clients becomes terminally ill, you, as their financial advisor, find yourself with a great responsibility. While we all may certainly try our best to plan for every eventuality, there are few among us who truly understand what a terminal illness can mean for our family’s finances. In addition to immediate healthcare […]
Technology is changing every facet of life almost too quickly to keep track. From apps that are helping financial advisors do their jobs better, to personal health and fitness trackers allowing us to see how well we’re sleeping, technology is helping us all do more today than we could yesterday. This is just as true […]
It's an unfortunate truth that as we get older, our healthcare expenses generally increase—often, by a drastic amount. Unless you're one of those rare people who live to 100 having never visited a doctor, once you hit retirement age you'll want to make sure you have some money stashed away for that health-related rainy day. […]
It’s no secret that family caregivers have to manage a major balancing act, whether they’re working or not. If the caregiver is at home with their loved one, they have to balance caring for their own families - and just as importantly, themselves - with taking care of their family member. That means scheduling doctor’s […]
Just 20 years ago, the life settlement industry was seen as more of a fringe investment class than anything else. There was little discipline, very few regulations, and many people - even investors and brokers themselves - were unsure of the best way to go about selling or purchasing this type of asset. Today, however, […]
When a loved one needs more care than they can safely get at home, families find themselves faced with a difficult decision: how to choose a long term care facility? Placing a loved one in one of these facilities is never an easy thing to do, but sometimes, it’s the only way to ensure that […]
This post is part of our series for advisors to pass to their clients to help them understand life settlements. Aging doesn’t have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of their life. Medical technology means that people […]
get a secondary opinion® Many changes can happen to seniors as they get older, which is why the ability to provide them with the services and support for those you love. Here are some links that you may find helpful as you deal with senior care and all the financial and emotional complexities that come […]
get a secondary opinion® A new life settlement option has been developed to assist senior clients who have an immediate need of long term care. It applies to nursing home care, home skilled nursing care, assisted living, and hospice. This long term care (LTC) benefit program is an approved Medicaid spend down and allows the […]
get a secondary opinion® As a trusted advisor, have you discussed alternative ways to fund long-term care (LTC) for your clients or their loved ones? With an aging population, the harsh reality is that a majority of Americans will need long-term care, assisted living, or homecare. Many clients in their 50-60’s cannot prepare for their […]
