Life settlements can be excellent tools for individuals who need to unload life insurance policies that have become costly and burdensome - but they’re not the only ones who can benefit from this Secondary Market Solution. Businesses and nonprofits may also have circumstances in which a life settlement may be a prudent choice. Here’s a […]
When retirement comes at the same time for both members of a couple, the life changes can be overwhelming. There’s the excitement of having time to get to know your spouse all over again; the curiosity of what spending that time together will be like; and the anticipation of the projects, trips, and other “bucket […]
Despite the relaxing and fun images that the word “retirement” calls up - sitting on a beach, traveling with your spouse, spending one’s mornings golfing or gardening - this phase of life isn’t always what prospective retirees expect. There are potential financial issues for one, which we’ve talked about at length on this blog and […]
We know, we know: the financial industry isn’t exactly known for always being on the cutting edge of technology. Despite the talk that crops up every now and then about the advent of robo-advisors, much of our work is still done in-person or over the phone. We like talking to people the old-fashioned way: with […]
Today’s seniors are different from those in previous generations. Thanks to developments in medicine, health science, and culture, people ages 65 and older today are living more vibrant, long, and healthy lives than ever before in our history. Not surprisingly, this means that retirement today often looks very different from what it was 30, 40, […]
Sometimes as we grow older, new living arrangements become necessary. Perhaps you need to cut costs, so you’re either taking in a roommate or moving in with a family member. Maybe you’ve sold your house, and need a place to live while finding a new living situation more suited to your needs. Or maybe you […]
This post is part of our series for advisors to pass to their clients. Knowing more about your clients' needs will help you to better serve them. Aging doesn't have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of […]
With so much entertainment available to us today, there’s no reason to get stuck in a routine of listening to ridiculous radio morning shows or the yawning through the news during your morning commute. Instead, why not try a podcast? There are literally thousands of great podcasts out there, covering almost any topic you can […]
When a loved one needs more care than they can safely get at home, families find themselves faced with a difficult decision: how to choose a long term care facility? Placing a loved one in one of these facilities is never an easy thing to do, but sometimes, it’s the only way to ensure that […]
As a financial advisor, you’ve probably set a few goals that you’d like to achieve in 2016. Maybe you want to attract more Millennial clients. Maybe you want to become more tech-savvy. Or maybe you want to invest more in your own professional education, by reading great books or varying the way you fulfill your […]
