Rising longevity and a stagnant economy over the past several years have combined to create an uncomfortable reality for many adults in their middle age. While they’re still providing for their own children, they’re often also providing care for their aging parents. This is why so many experts have taken to calling people in their […]
Are you inadvertently ignoring one of your clients’ biggest assets? Houses, trusts, businesses, retirement funds, and other equities - doubtless, you’ve discussed each of these assets with your clients at length. But what about their life insurance policy? Despite the fact that life insurance is an asset, many financial advisors, not to mention policyholders, don’t […]
Becoming a full- or part-time caregiver to a loved one may have been something you saw coming years ago, or it may have been a sudden surprise. Whether or not you prepared yourself for the possibility that someone you love would need your care, caregiving can come with a whole lot of uncertainty. How will […]
The start of a new year is always a great opportunity to reevaluate and recharge your business, whether that means adopting new technologies or learning about a new industry niche. Continuing to grow and evolve is especially important for those in the insurance industry, as the industry itself is changing from year to year. Here […]
Lose weight, start exercising, eat healthier - these are the resolutions we all seem to make at the start of a new year. If you’re a senior, you may have made these resolutions several times by now. So how about something less predictable? Here are a few ideas for senior New Year’s resolutions that might […]
Given that life settlements are still not as mainstream in the financial advising world as they have the potential to be, many advisors don’t bring them up to their senior clients as a possible option. This means that a client could be sitting on a sizeable asset - a life insurance policy - that they don’t […]
2017 was a busy year for us here at Ashar. We broke into the infographic world. We discussed the longevity crisis. We kept the conversation about long-term care and caregiving going strong. With 2018 coming right around the bend, we thought we’d take a look back at some of our most popular posts from this […]
Let’s be honest: no one wants to spend the holidays in a long-term care facility. It doesn’t matter how wonderful the staff is or how home-like they strive to make the facility feel. The holidays are simply difficult when a loved one isn’t able to be at home - there’s just no way around it.
Those of us who work in the personal finance industry, whether as financial advisors, retirement planners, or in other capacities, have been talking for years about the “retirement crisis.” According to various studies, anywhere from 54% to 80% of American Baby Boomers lack sufficient retirement funds. What’s worse, according to research by GoBankRates, 1 in […]
