The American College | Center for Retirement Income
The American College | Center for Retirement Income
2017 was a busy year for us here at Ashar. We broke into the infographic world. We discussed the longevity crisis. We kept the conversation about long-term care and caregiving going strong.
With 2018 coming right around the bend, we thought we’d take a look back at some of our most popular posts from this past year. (more…)
Let’s be honest: no one wants to spend the holidays in a long-term care facility. It doesn’t matter how wonderful the staff is or how home-like they strive to make the facility feel. The holidays are simply difficult when a loved one isn’t able to be at home - there’s just no way around it. (more…)
Those of us who work in the personal finance industry, whether as financial advisors, retirement planners, or in other capacities, have been talking for years about the “retirement crisis.”
According to various studies, anywhere from 54% to 80% of American Baby Boomers lack sufficient retirement funds. What’s worse, according to research by GoBankRates, 1 in 3 Americans have $0 saved for retirement. (more…)
For many insurance advisors, learning about life settlements can seem overwhelming. It’s a relatively new industry with comprehensive regulations. There are countless other concerns taking up their time and energy. And, because many seniors aren’t aware of the life settlement option, insurance advisors may not see much demand for the information.
However, at Ashar, we work with insurance advisors all the time who want to strengthen their client relationships and offer this valuable service. What we’ve found is that incorporating life settlements into an insurance advisor’s offerings can be of great benefit to both the advisor and his or her senior clients. (more…)
For retirees who aren’t able to - or don’t want to - re-enter the workforce by taking a part-time job or starting a business, their retirement savings are nearly all they have to rely on.
Protecting these savings, therefore, is of paramount importance. (more…)
Life insurance is supposed to offer policy owners peace of mind. It’s supposed to provide them with the security that their families will be taken care of after they’re gone.
But what if that life insurance policy becomes a burden, instead of a safety net? What if it becomes a source of financial stress, rather than financial security? (more…)
Making the decision to move a loved one into a long-term care facility is never easy.
However, for many families, doing so is a necessity. The care a loved one needs may be beyond that which a family member can provide, or he or she may not be able to live alone safely any longer.
