The image of a senior staring confusedly at a computer screen, wondering what on earth the contraption does, is about as dated as referencing Gordon Gekko in casual conversation. Today’s seniors are often just as tech-savvy as younger generations. Baby Boomers text, email, tweet, and post on Facebook with happy abandon, whipping out their smartphones […]
I've been working in the financial services industry for many years. I've been in the life settlement brokerage business with Ashar for almost a decade, and before that, I was an insurance executive for 18 years. So you could say I'm pretty comfortable with how finances work - not just in the professional sense, but […]
As many financial advisors are no doubt aware, the life settlement industry is still only vaguely understood among the general public. In fact, many financial advisors themselves are unfamiliar with how the life settlement process works, whether life settlements are truly beneficial to their clients, or how to go about initiating one should their client […]
Let’s be frank: Baby Boomers today deserve a standing ovation for everything they’ve done throughout their lives. Supporting families, raising healthy children, saving what they can to ensure a happy, fulfilling retirement - that’s hard work. After 40-plus years of being responsible and looking after those you care about, it’s time to sit back and […]
It used to be that our golden years were spent relaxing. We played leisurely games of golf or tennis, caught up on our reading, spent time with family, maybe took a few trips we’d never been able to before. That is still the case for some retirees these days. However, as our health and life […]
Just 20 years ago, the life settlement industry was seen as more of a fringe investment class than anything else. There was little discipline, very few regulations, and many people - even investors and brokers themselves - were unsure of the best way to go about selling or purchasing this type of asset. Today, however, […]
“Things change, but they never stay that way.” Isn’t that something the baseball king of misspeaking, Yogi Berra, said? Either way, there’s a kind of ridiculous wisdom there that can be applied to almost any situation. Things do change - and then they change again. Financial advisors know this truth well. Stocks go up and […]
At Ashar, we work with financial advisors and their clients - many of whom are retired or are about to retire - every day. Part of the reason we do what we do is because we believe we have a responsibility to help our seniors retire comfortably and well, as free from financial stress as […]
Life settlements can be excellent tools for individuals who need to unload life insurance policies that have become costly and burdensome - but they’re not the only ones who can benefit from this Secondary Market Solution. Businesses and nonprofits may also have circumstances in which a life settlement may be a prudent choice. Here’s a […]
When retirement comes at the same time for both members of a couple, the life changes can be overwhelming. There’s the excitement of having time to get to know your spouse all over again; the curiosity of what spending that time together will be like; and the anticipation of the projects, trips, and other “bucket […]
