As many families know all too well, Alzheimer’s is a devastating disease in so many ways. According to the Alzheimer’s Association, in 2016, 5.5 million Americans had this illness, and 15 million Americans provided unpaid care for someone with the disease. That means Alzheimer’s is affecting at least 20.5 million Americans in a highly personal, […]
Rising longevity and a stagnant economy over the past several years have combined to create an uncomfortable reality for many adults in their middle age. While they’re still providing for their own children, they’re often also providing care for their aging parents. This is why so many experts have taken to calling people in their […]
2017 was a busy year for us here at Ashar. We broke into the infographic world. We discussed the longevity crisis. We kept the conversation about long-term care and caregiving going strong. With 2018 coming right around the bend, we thought we’d take a look back at some of our most popular posts from this […]
Life insurance is supposed to offer policy owners peace of mind. It’s supposed to provide them with the security that their families will be taken care of after they’re gone. But what if that life insurance policy becomes a burden, instead of a safety net? What if it becomes a source of financial stress, rather […]
When you start caring for your parents, instead of the other way around, all kinds of questions and concerns start to emerge. How do you keep your home safe for them? Do you need to look into assisted living or another form of long-term care? How can you and other family members best ensure that their […]
The U.S. is facing a retirement crisis. American Baby Boomers are leaving the workforce at an estimated rate of 10,000 per day - and that’s supposed to continue through 2027. What’s more, a staggering 45% of Baby Boomers have nothing whatsoever saved for retirement. That means that a huge percentage of this group is also […]
If you’re like most people, you bought your life insurance policy because you wanted to take care of your family. You wanted to make sure that if something happened to you, your spouse and children would have something to live on. That’s what we all want: to take care of the people we love to […]
If you’re not prepared, paying for long-term care can be one of the most stressful financial burdens many adults face in their golden years. With costs running into the tens of thousands of dollars per year, and only increasing, long-term care requires thoughtful financial planning. Thankfully, there are several options for paying these costs, as […]
One of the many perks of retirement is the chance to spend more time with family. Some retirees even decide to move in order to be closer to children and grandchildren, downsizing their home along the way. While there’s nothing like the pleasure of being able to watch your grandchildren grow up, retired grandparents may […]
As our parents age, we have to have many conversations that we know are necessary, but that we’d give anything to avoid. Talking about your parent’s last wishes. Discussing long-term care options. Admitting to your parent that you alone can’t provide the care they need anymore. These are all difficult, and sometimes, necessary conversations. If […]
