No matter how much you’ve been able to save for retirement, there comes a point for many retirees when they begin to worry about having enough money to last them. Not having a paycheck, or even the prospect of a paycheck, can produce major feelings of anxiety - even if you thought you were fully […]
As our parents age, adult children often find themselves having to adjust to new roles. Where we once may have been firmly on the receiving end of advice about finances, purpose, and living well, we now are asked to give it. Where it used to be us asking our parents to take a day off […]
When you’re living on your retirement savings, any opportunity to reduce unnecessary expenses is welcome. There are lots of ways people go about this. Many sell a house that’s become too big and expensive to maintain, and move into a smaller condo or townhouse. Some people find they no longer need more than one car, […]
“The best-laid plans of mice and men…” - you know the rest. No matter how well you’ve prepared for your well-deserved retirement, there’s always the chance that unexpected events can arise, forcing you to rethink the next 5, 10, or 20 years of your life. How can you insulate yourself from the risks associated with […]
Since the recession of 2008, more and more seniors have found themselves working further into their retirement years than they’d originally planned. Some do so out of necessity, others because they find they’re just not ready to enter the retirement lifestyle. Enter phased retirement. This alternative to the traditional here-today, gone-tomorrow method of leaving one’s […]
While certain financial issues are the same for everyone - stick to a budget, save for retirement, consider your long-term care needs - there are some things that, like it or not, women need to think about more than men. That's true of retirement planning, as well. When it comesto planning for retirement, women and […]
Despite the relaxing and fun images that the word “retirement” calls up - sitting on a beach, traveling with your spouse, spending one’s mornings golfing or gardening - this phase of life isn’t always what prospective retirees expect. There are potential financial issues for one, which we’ve talked about at length on this blog and […]
Today’s seniors are different from those in previous generations. Thanks to developments in medicine, health science, and culture, people ages 65 and older today are living more vibrant, long, and healthy lives than ever before in our history. Not surprisingly, this means that retirement today often looks very different from what it was 30, 40, […]
This post is part of our series for advisors to pass to their clients. Knowing more about your clients’ needs will help you to better serve them. Aging doesn’t have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of […]
This post is part of our series for advisors to pass to their clients. Knowing more about your clients’ needs will help you to better serve them. Aging doesn’t have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of […]
