Why is Fiduciary Representation Important?
The only way an advisor can ensure their clients get an accurate valuation of their existing life insurance policy (and the best value if a life settlement option is chosen), is by partnering with a life settlement resource that has a fiduciary duty to protect the best interests of the policy owner/seller.
Tax changes are expected to ignite a surge in planning scenarios needing life insurance policy valuations.
Policy valuations for any need (trust-to-trust transfer, merger & acquisition, charitable donations, bankruptcy, or marital dissolutions) are incomplete without a fair market value and longevity component.
Ashar Group has certified valuation and longevity analysts on staff who provide accurate and timely life insurance valuations for any planning need. As a qualified appraiser of life insurance for estate, tax, and charitable planning, Ashar Group is also a life settlement broker with a fiduciary responsibility to protect the best interests of the policy owner/seller in the life settlement process.
Some of your retirment-age clients could benefit from a life settlement solution to provide funds for retirement planning, long-term care, or medical costs. If they own existing life insurance policies they no longer need, a life settlement can be a valuable alternative to lapsing or surrendering an unwanted policy.