For too long, life insurance has been a taboo subject that many charities shy away from, or they have a one-step process of immediately surrendering the policy for the cash value without any analysis. However, with approximately 51% of the U.S. population owning life insurance, it’s simply too large of an asset class to omit from charitable planning discussions with donors, particularly in light of the tremendous opportunities.

Ashar Group is a nationally licensed life settlement firm that protects the best interests of policy owners by creating a competitive policy auction to deliver the best value to the seller. Ashar Group does not sell life insurance, manage assets, or purchase policies. We are an independent resource for fiduciary advisors and their clients, specializing in life insurance valuation for planning purposes.