Herb and Toby were seeing the detrimental effect of an underfunded policy, increased longevity, and rising premiums all compounded by a pandemic restricting their already limited cash flow. Their adult children urged them to have their policy appraised, resulting in a cash payment that will help them fund their livelihood for years to come.
Policy was eating cash flow needed for caregiving costs
Funded long-term care needs and relieved financial stress from her family.
Restaurant owner in his early 70s
Businesses were severely affected by the COVID-19 pandemic.
Policy was no longer needed for estate planning
Client was able to fund all lifestyle and caregiving needs.
