Diane’s adult children were funding both her long-term care needs and maintaining her life insurance policy. However, an increase in cost of insurance was going to cause them to lapse the policy for the minimal cash surrender value. The long-term care facility recommended using Ashar Group to value the policy to uncover more potential value.
On the verge of outliving his planned coverage
A life settlement created value and alleviated future premium payments.
Could no longer afford premiums
Received a lump sum and reallocated premiums for today’s needs.
COVID-19 created visitation restrictions for nursing homes
She was able to remain safely at home with proper care.