Whether or not you have remained true to the New Year’s resolutions you set at the beginning of the year, there’s something to be said for taking the time to reflect, regroup, and make some plans to move yourself forward in the new year. As a boomer, now is a good time to take a […]
When you’re retired, the start of a new year can mean all sorts of things. Perhaps this is the year you’re taking that big trip you’ve been looking forward to. Maybe you’ve got a new grandchild on the way, and you’re planning on helping out for a month or two. Or maybe you’re starting a […]
Americans holding universal life insurance policies may get an unpleasant surprise from their insurers in the next few months, if they haven’t already. According to the Wall Street Journal, many major insurers are raising the premiums on universal life insurance policies that they sold as many as 20 or 30 years ago. This means that […]
When an aging parent or other loved one needs full-time care, many of us feel duty-bound to become a family caregiver. This can be especially true for adult children of ailing parents – after all, our parents took care of our every need for years. Don’t we owe them the same thing? Choosing whether or […]
Whether or not you keep your New Year’s resolutions past January this year, there’s something to be said for taking the time to reflect, regroup, and make some plans to move yourself forward in the new year. In addition to the usual worthy resolutions having to do with eating better, exercising more, and spending more […]
This post is part of our series for advisors to pass to their clients. Knowing more about your clients’ needs will help you to better serve them. Aging doesn’t have to be scary, and we here at Ashar want to help you provide the resources that policy sellers need to flourish in this chapter of […]
Teachers, government workers, healthcare professionals—for people in these professions, continuing education is part of the job. While continuing ed (CE) has always been important in order to keep skills and knowledge fresh, you could say that today it’s even more vital. After all, the rate at which we’re coming up with new approaches and best […]
As a senior, you’ve been working with your finances for decades. Managing your budget, saving for retirement, putting your kids through college—you planned and saved for years, and now you’re reaping the rewards of that financial responsibility. However, becoming a senior and going from the working world to that of retirement doesn’t mean you can […]
If you have a client who’s considering a life settlement, chances are you have some research you’re doing. It’s not always clear whether a life settlement is in the best interest of your client, or even whether a life insurance policy will qualify for this kind of financial solution. That’s why we at the Ashar […]
Most of us in the financial world are familiar with Russell Conwell's famous Acres of Diamonds speech. Conwell, a Civil War captain and the first president of Temple University, delivered this speech thousands of times beginning in the 1880s, earning millions of dollars in speaking fees (the profits of which he sent back to Temple, […]
