LIFE SETTLEMENT EDUCATION YOU CAN TRUST

DOCUMENTING LIFE INSURANCE PLANNING DECISIONS

With looming oversight in the life insurance space, it's more important than ever to have a compliance-centric life settlement resource you can trust. How are you documenting decisions to keep, lapse, surrender, or materially change existing life insurance policies? What are you basing those decisions on?

"OVER $100B OF LIFE INSURANCE ON INSUREDS AGE 65 OR OLDER LAPSES EVERY YEAR"

Conning Report, October 2021, Life Settlements - The Growth Continues

In a recent survey, we found that nearly 30% of financial professionals say not having a reliable resource has prevented them from learning more about the life settlement solution. How many of those cancelled policies could have qualified for a life settlement resulting in billions more to consumers for other planning needs?

A LIFE SETTLEMENT is the sale of an existing life insurance policy for more than the cash surrender value and less than the face amount. This is a great option for policy owners who no longer need or want their existing policies, wish to eliminate future premium burdens, and would like to receive more than they would for surrendering the policy. The funds from a life settlement can be used for anything - retirement, investments, new insurance engagements, or even charitable donations.

PARTNERING WITH A TRUSTED RESOURCE

For more than 20 years, Ashar Group has partnered with financial professionals and fiduciaries to value existing life insurance policies to document keep or sell decisions and protect the best interests of their clients. We are a nationally licensed life settlement firm representing the policy owner (not the investor) and creating a competitive policy auction to deliver the best value to the seller. We do not sell life insurance, manage assets, or purchase policies. We are an independent resource for fiduciary advisors and their clients specializing in life insurance valuation for planning purposes.

Ashar Group is a nationally licensed life settlement firm that protects the best interests of policy owners by creating a competitive policy auction to deliver the best value to the seller. Ashar Group does not sell life insurance, manage assets, or purchase policies. We are an independent resource for fiduciary advisors and their clients specializing in life insurance valuation for planning purposes.

We're here to help you responsibly manage the life settlement engagement process.