SELL-SIDE ADVISOR/LICENSED BROKER
A life settlement broker represents the policy owner in a life settlement transaction. The primary goal is to create competition among buyers to ensure the highest offer for the policy.
BUY-SIDE ADVISOR/LICENSED PROVIDER
A life settlement provider is an intermediary representing the investors, not the policy owners. They do not facilitate a policy auction between buyers. Their primary goal is to purchase the policy for the least amount possible.
A LIFE SETTLEMENT is the sale of an existing life insurance policy for more than the cash surrender value and less than the face amount. This is a great option for policy owners who no longer need or want their existing policies, wish to eliminate future premium burdens, and would like to receive more than they would for surrendering the policy. The funds from a life settlement can be used for anything - retirement, investments, new insurance engagements, or even charitable donations.
MAXIMIZE LIFE SETTLEMENT VALUE - THE IMPORTANCE OF A POLICY AUCTION
The life settlement market is no different than the core life insurance industry. It’s all about leveraging volume to maximize results. Leverage Ashar's volume in the market as one of the largest originators to deliver the strongest results to your clients.
DISCOVER THE ASHAR ADVANTAGE
PARTNERING WITH A TRUSTED RESOURCE
Since 2003, Ashar Group has partnered with financial professionals and fiduciaries to value existing life insurance policies to document keep or sell decisions and protect the best interests of their clients. We are a nationally licensed life settlement firm representing the policy owner (not the investor) and creating a competitive policy auction to deliver the best value to the seller. We do not sell life insurance, manage assets, or purchase policies. We are an independent resource for fiduciary advisors and their clients specializing in life insurance valuation for planning purposes.
Complete the form below and a member of our Strategic Partnerships team will reach out to schedule a time for your life settlement market update with one of our experts.
