Life Insurance Valuation

Early Detection Protects Client Best Interests

Life insurance can be the largest unmanaged asset a client owns, and it is rarely reviewed for fair market value like other assets in a client's portfolio.  Policy owners allocate significant liquidity on an ongoing basis, often long after transitioning out of the original need that the policy was put in place to protect.


  • The ITR/Form 712 is higher than expected
  • Unwinding complex life insurance structures
  • The policy is no longer need
  • The policy is too expensive
  • The policy owner wants to reallocate premiums to other planning needs
  • Business exit planning and M&A transactions
  • ILIT reviews
  • Marriage dissolution
  • Bankruptcy proceedings
  • Charitable contributions and Form 8283

Sometimes the policy is worth more than the cash surrender value. Your clients can choose to sell the policy for much larger value in a life settlement transaction.

The funds received can be used for anything - medical and caregiving needs, charitable donations, retirement planning, and more.

Request the Early Detection Life Insurance Questionnaire

Provide your information below and we will send you the questionnaire you can use in conversations with your clients.
To determine if we already have a relationship with your firm.
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