Early Detection Protects Client Best Interests
Life insurance can be the largest unmanaged asset a client owns, and it is rarely reviewed for fair market value like other assets in a client's portfolio. Policy owners allocate significant liquidity on an ongoing basis, often long after transitioning out of the original need that the policy was put in place to protect.
REASONS TO CONSIDER A LIFE INSURANCE VALUATION
Sometimes the policy is worth more than the cash surrender value. Your clients can choose to sell the policy for much larger value in a life settlement transaction.
The funds received can be used for anything - medical and caregiving needs, charitable donations, retirement planning, and more.
