Close 2025 Strong with Life Settlements

LIFE INSURANCE: FROM PROTECTION TOOL TO PLANNING ASSET

PRACTICE TIP: Never let clients abandon a life insurance policy without knowing if it has life settlement value.

What is a life settlement?

A life settlement is the sale of an existing life insurance policy for more than the cash value and less than the death benefit.

THERE IS NO COST AND NO MEDICAL EXAM REQUIRED

Your client's life insurance policy is an asset that can be valued and sold like any other property. If a policy is no longer needed or has become unaffordable, clients shouldn't settle for what the insurance carrier is willing to give them if they don't have to.

Does your client qualify?

How do clients typically use the funds?

THE FUNDS FROM A LIFE SETTLEMENT CAN BE USED FOR ANYTHING!

  • Add to retirement savings
  • Pay for long-term care or help at home
  • Cover medical bills or health-related expenses
  • Buy new life insurance on younger family members
  • Fund other financial products
  • Make investments
  • Give to family or make charitable gifts
  • Pay for grandchildren's education or business ventures
  • Pay off loans, credit cards, or other debt
  • Travel, enjoy leisure activities, or check off your bucket list

Ashar Group is a nationally licensed life settlement firm that protects the best interests of policy owners by creating a competitive policy auction to deliver the best value to the seller. Ashar Group does not sell life insurance, manage assets, or purchase policies. We are an independent resource for fiduciary advisors and their clients, specializing in life insurance valuation for planning purposes.

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