PRACTICE TIP: Never let clients abandon a life insurance policy without knowing if it has life settlement value.
A life settlement is the sale of an existing life insurance policy for more than the cash value and less than the death benefit.
THERE IS NO COST AND NO MEDICAL EXAM REQUIRED
Your client's life insurance policy is an asset that can be valued and sold like any other property. If a policy is no longer needed or has become unaffordable, clients shouldn't settle for what the insurance carrier is willing to give them if they don't have to.

THE FUNDS FROM A LIFE SETTLEMENT CAN BE USED FOR ANYTHING!
NOT SURE WHERE TO START?
Learn how to start the conversation about life settlements with your clients today.
WHEN TO VALUE LIFE INSURANCE
LIFE SETTLEMENT POLICY AUCTION
Maximize value by using a sell-side advisor who has fiduciary duty to your client.

Ashar Group is a nationally licensed life settlement firm that protects the best interests of policy owners by creating a competitive policy auction to deliver the best value to the seller. Ashar Group does not sell life insurance, manage assets, or purchase policies. We are an independent resource for fiduciary advisors and their clients, specializing in life insurance valuation for planning purposes.