Valuing existing life insurance assets is a crucial step in helping clients make an informed decision about whether to keep or sell a policy. Understanding the value also helps advisors identify opportunities for strategic planning and positions them as trusted partners in navigating complex decisions that preserve clients' wealth and achieve long-term goals.
A LIFE SETTLEMENT is the sale of an existing life insurance policy for more than the cash surrender value and less than the face amount. This is a great solution for policy owners who no longer need or want their existing policies, wish to eliminate future premium burdens, and would like to receive more than they would for surrendering the policy. The funds from a life settlement can be used for anything - retirement, investments, new insurance engagements, or even charitable donations.
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Learn more about the state of the market from one of the nation's leading experts on life insurance valuation and life settlements.
Ashar Group is a nationally licensed life settlement firm that protects the best interests of policy owners by creating a competitive policy auction to deliver the best value to the seller. Ashar Group does not sell life insurance, manage assets, or purchase policies. We are an independent resource for fiduciary advisors and their clients specializing in life insurance valuation for planning purposes.
