secondary market watch

Concept image of red arrow showing cost of insurance increases in front of stacks of coins

Recent Cost of Insurance (COI) Increases Require Proactive Management of Life Insurance Assets

November 16,17 | 12:00 am

Concept image of red arrow showing cost of insurance increases in front of stacks of coins

As we’ve mentioned before, many life insurance carriers have been raising their premiums on universal products – some by substantial amounts.

For many policy owners, these cost of insurance (COI) increases came as a major (and unpleasant) surprise. While certain carriers have been raising rates at a relatively modest 5 or 6%, others have ratcheted up their premiums by as much as 200%. Continue reading

happy senior man and woman couple holding hands

4 Reasons to Enjoy Growing Older

November 14,17 | 9:24 am

happy senior man and woman couple holding hands Despite the many complaints that people often have about growing older, there’s a whole lot to enjoy about this stage of life.

Don’t believe us? Here are just a few reasons to look forward to your senior years. Continue reading

Critical Financial Tips for Family Caregivers

November 01,17 | 3:14 am

Critical Financial Tips for Family Caregivers

When you start caring for your parents, instead of the other way around, all kinds of questions and concerns start to emerge.
How do you keep your home safe for them? Do you need to look into assisted living or another form of long-term care? How can you and other family members best ensure that their needs are met?

Then, of course, there’s the financial aspect of caregiving to think about. From protecting a parent’s assets to making sure their retirement savings will last, caregivers often end up with a whole lot on their plates. Continue reading

empty white piggy bank representing value lost in lapsed life insurance policies

Seniors are Leaving at Least $112 Billion on the Table in Lapsed Life Insurance Policies

October 30,17 | 4:51 pm

empty white piggy bank representing value lost in lapsed life insurance policiesAs life settlement brokers, we know that American seniors are leaving huge amounts of money on the table in lapsed life insurance policies.

That’s why we work so hard with financial advisors to help seniors sell their life insurance policies as life settlements, so they can liquidate those valuable assets and use the funds for some of life’s most burdensome expenses, like long-term care or medical costs. Continue reading

3 retired seniors wearing shirts that say “volunteer” collecting donations in boxes

4 of the Best Volunteer Jobs for Retirees

September 21,17 | 4:34 am

3 retired seniors wearing shirts that say “volunteer” collecting donations in boxesRetiring today isn’t what it was 30 years ago.

Today’s retirees are living longer, are often more active, and are expecting more out of their senior years than previous generations did. That’s part of why so many retirees are embarking on encore careers or starting their own businesses.

But there’s one element of an active retirement that hasn’t changed: volunteering. Retirement is a perfect time to follow your passion, whether or not you’re earning a paycheck for doing so. Here are just a few incredible volunteer jobs for retirees who want to stay busy. Continue reading

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