secondary market watch

Percentage of Children Funding the Needs of their Aging Parents

September 18,19 | 4:31 am

According to Forbes, it is more expensive to care for an aging parent than it is to raise a child for their first 17 years of life. However, few adult children possess the financial resources to successfully contend with this reality. For this reason, it’s important that financial professionals be well acquainted with the financial demands of familial caregiving and to prepare their clients accordingly.  Continue reading

Protecting Seniors from Identity Theft

September 11,19 | 3:37 am

Every year, thousands of senior citizens fall victim to identity theft. The Federal Trade Commission reports that senior citizens are “disproportionately affected by fraud,” and many identity thieves specifically target older Americans, using Medicare or Medicaid as a way to illicitly gather information about their victims. Continue reading

Behind the Life Settlement Curtain: Q&A for Financial Advisors

September 04,19 | 6:19 am

Determining whether a life settlement is right for your client is dependent upon a thorough understanding of the process. Life settlements can be used to better your client’s lives, so it is important to garner as much information as possible. Below is a list of frequently asked questions and answers regarding the opportunity life settlements present. Continue reading

You Don’t Have To Work Forever: You May Have More Assets Than You Think

July 09,19 | 9:00 am

Although today’s seniors can generally look forward to longer lifespans, many feel anxiety about their financial future and the need to continue working indefinitely to make ends meet. If you’re one of these seniors, the idea of comfortably retiring may seem unimaginable. But you may be sitting on a valuable financial asset you’re not even aware of. Continue reading

Informing Grantors About Their Policy

July 02,19 | 3:53 am

Even seasoned policy owners can benefit from learning more about their policy, how the policy is affected by the market, and more. Both the grantor and the trustee can find these discussions constructive and productive. Continue reading

Life Settlement Myth #3: I’m Not a Life Insurance Expert, so I Shouldn’t Speak to My Clients About Life Settlements.

June 06,19 | 3:23 am

If the topic of life settlements makes you feel like you’re entering uncharted territory, know that you’re not alone. After all, the life settlement business is still relatively new, having first emerged approximately 30 years ago. In the last 10 to 15 years, the practice has grown more inclusive, helping individuals manage and finance life changes of all sorts, not just major health developments. The great news is, you don’t have to be a life insurance expert to discuss life settlements with your clients. We bet you’ll find that the subject naturally fits into the conversations you’re already having. Continue reading

Life Settlement Myth #1: Buyers Want to Purchase Policies Rich in Cash

May 23,19 | 1:51 pm

At Ashar Group, we have the privilege of helping individuals recover much-needed cash through the sale of their existing life insurance policies to licensed institutional buyers. Time and time again, we have seen life settlement transactions relieve financial stress associated with retirement, medical expenses, and long-term care needs. Continue reading

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