secondary market watch

Reasons to Sell a Life Insurance Policy for Cash

February 12,19 | 2:46 pm

Reason 1: The Policy is No Longer Needed

This is the first installment of the Ashar Group series, “Reasons to Sell a Life Insurance Policy for Cash.” Our series encompasses the following topics: “The Policy is No Longer Needed” (found in this article), “Premiums Are Too Expensive,” “Changes in Health,” “Retirement Planning,” “Term Policy Approaching Expiration,” and “Business Term Insurance, (Retiring).” Continue reading

Cash is King

February 05,19 | 2:29 am

As we enter 2019 with a degree of uncertainty in some economic arenas, money-market funds, also known as MMFs, are making a comeback.

Before the financial crisis of 2008-2009, money-market funds had the potential to yield 5 percent, and sometimes, even more. Continue reading

How Technology Can Put Caregivers and Family Members at Ease

January 15,19 | 11:28 am

For seniors and their families, there’s the ever-present concern that an accident or fall will happen when nobody’s around to help or get help. While a person may not always be around to lend a senior a helping hand, technology is getting closer and closer to filling that gap. Today, new smart devices are helping seniors safely live independent lives and giving reassurance to concerned family members and caregivers. Continue reading

Self-Care for Caregivers

January 08,19 | 12:40 pm

“I have the right to take care of myself. This is not an act of selfishness. It will give me the capability of taking better care of my relative.”

Adapted from A Caregiver’s Bill of Rights by Jo Horne and published in 1985 by the American Association of Retired Persons (AARP), this is the first entry in a list of rights focusing on caregivers’ needs. And it can be a hard pill to swallow for someone who has signed on to support the well-being of another. But before you can care for someone else, you have to take care of yourself. If you’re a caregiver, here are some noteworthy self-care tips that will get you to a place where you can best care for others. Continue reading

Benefits of Seniors Living Together

January 01,19 | 2:49 am

Benefits of Seniors Living TogetherWhen you hear the word “roommates,” thoughts about the days of being young and single may come to mind. However, more and more people, especially women, are finding the housemate option to be an attractive choice as they ease into retirement, taking into account financial reality and the resilience needed to live alone. In a home sharing arrangement, residents can split household chores, feel safer with more people around, and grow older at home without feeling isolated, according to research studies citing the advantages of friendship and social engagement.  Continue reading

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