secondary market watch

Life Settlement Myth #3: I’m not a life insurance expert, so I shouldn’t speak to my clients about life settlements

June 06,19 | 3:23 am

If the topic of life settlements makes you feel like you’re entering uncharted territory, know that you’re not alone. After all, the life settlement business is still relatively new, having first emerged approximately 30 years ago. In the last 10 to 15 years, the practice has grown more inclusive, helping individuals manage and finance life changes of all sorts, not just major health developments. The great news is, you don’t have to be a life insurance expert to discuss life settlements with your clients, and we bet you’ll find that the subject naturally fits into the conversations you’re already having. Continue reading

Life Settlement Myth #1: Buyers want to purchase policies rich in cash

May 23,19 | 1:51 pm

At Ashar Group, we have the privilege of helping individuals recover much-needed cash through the sale of their existing life insurance policies to licensed institutional buyers. Time and time again, we have seen life settlement transactions relieve financial stress associated with retirement, medical expenses, and long-term care needs. Continue reading

Reasons to Sell a Life Insurance Policy for Cash

February 12,19 | 2:46 pm

Reason 1: The Policy is No Longer Needed

This is the first installment of the Ashar Group series, “Reasons to Sell a Life Insurance Policy for Cash.” Our series encompasses the following topics: “The Policy is No Longer Needed” (found in this article), “Premiums Are Too Expensive,” “Changes in Health,” “Retirement Planning,” “Term Policy Approaching Expiration,” and “Business Term Insurance, (Retiring).” Continue reading

Cash is King

February 05,19 | 2:29 am

As we enter 2019 with a degree of uncertainty in some economic arenas, money-market funds, also known as MMFs, are making a comeback.

Before the financial crisis of 2008-2009, money-market funds had the potential to yield 5 percent, and sometimes, even more. Continue reading

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