Becoming a full- or part-time caregiver to a loved one may have been something you saw coming years ago, or it may have been a sudden surprise.
Whether or not you prepared yourself for the possibility that someone you love would need your care, caregiving can come with a whole lot of uncertainty. How will you keep track of your loved one’s appointments, medications, etc.? How do you protect your own emotional health? How much financial information do you need to know or have access to? Continue reading →
Given that life settlements are still not as mainstream in the financial advising world as they have the potential to be, many advisors don’t bring them up to their senior clients as a possible option.
Let’s be honest: no one wants to spend the holidays in a long-term care facility. It doesn’t matter how wonderful the staff is or how home-like they strive to make the facility feel. The holidays are simply difficult when a loved one isn’t able to be at home – there’s just no way around it. Continue reading →
For many insurance advisors, learning about life settlements can seem overwhelming. It’s a relatively new industry with comprehensive regulations. There are countless other concerns taking up their time and energy. And, because many seniors aren’t aware of the life settlement option, insurance advisors may not see much demand for the information.
However, at Ashar, we work with insurance advisors all the time who want to strengthen their client relationships and offer this valuable service. What we’ve found is that incorporating life settlements into an insurance advisor’s offerings can be of great benefit to both the advisor and his or her senior clients. Continue reading →