Retirement: for some people it's the carrot at the end of a long, long stick, and for others it's a dreaded passage into a totally different way of life. Then there are those in the middle, who think of it simply as a chance to try something new and different. Whatever retirement means for you, […]
In 2015, the biggest technological innovation to hit the financial advisor industry seemed to be robo-advisors - automated portfolio management services that use algorithms to provide financial advice. Well, the robo-advisors are still around, but they have not, we’re happy to report, replaced your friendly human financial advisor - and it doesn’t look like they […]
When did you first become familiar with the life settlement market? Months ago? Years? Decades? If it’s the latter, you’re in rare company. Many financial advisors today still feel that they’re on unfamiliar ground when it comes to talking about life settlements with their senior clients. There are a couple of reasons for this. For […]
The image of a senior staring confusedly at a computer screen, wondering what on earth the contraption does, is about as dated as referencing Gordon Gekko in casual conversation. Today’s seniors are often just as tech-savvy as younger generations. Baby Boomers text, email, tweet, and post on Facebook with happy abandon, whipping out their smartphones […]
Since the recession of 2008, more and more seniors have found themselves working further into their retirement years than they’d originally planned. Some do so out of necessity, others because they find they’re just not ready to enter the retirement lifestyle. Enter phased retirement. This alternative to the traditional here-today, gone-tomorrow method of leaving one’s […]
Elder law attorneys, advisors who sell long-term care insurance, and organizations involved in elder care see the same unfortunate circumstances with their senior clients every day. Among your clients needing long-term care, you've probably seen two scenarios play out many times: In the first one, your client already has long-term care insurance, so they're able […]
I've been working in the financial services industry for many years. I've been in the life settlement brokerage business with Ashar for almost a decade, and before that, I was an insurance executive for 18 years. So you could say I'm pretty comfortable with how finances work - not just in the professional sense, but […]
It’s no secret that family caregivers have to manage a major balancing act, whether they’re working or not. If the caregiver is at home with their loved one, they have to balance caring for their own families - and just as importantly, themselves - with taking care of their family member. That means scheduling doctor’s […]
As 2016 marches on, we’re seeing many of the financial planning trends play out as predicted at the end of last year. A rise in the importance of technology, more financially literate clients, and longevity are all playing a larger role in financial planning this year, with some interesting results. Here’s a look at five […]
While certain financial issues are the same for everyone - stick to a budget, save for retirement, consider your long-term care needs - there are some things that, like it or not, women need to think about more than men. That's true of retirement planning, as well. When it comesto planning for retirement, women and […]
