Over the past two decades, a reliable secondary market for life insurance has emerged with an auction process that can uncover a policy’s fair market value (FMV), which can be vastly different from its current cash value. Life insurance is an asset your clients own. When was the last time it was appraised? Like your clients’ other ordinary property, it is important to value their life insurance property before they materially change it or terminate it.
Ashar Group is a nationally licensed life settlement firm that protects the best interests of policy owners by creating a competitive policy auction to deliver the best value to the seller. Ashar Group does not sell life insurance, manage assets, or purchase policies. We are an independent resource for fiduciary advisors and their clients specializing in life insurance valuation for planning purposes.