secondary market watch

Life Settlements and Irrevocable Life Insurance Trusts (ILITs)

July 20,17 | 3:55 pm

At Ashar, more than 50% of the life insurance policies we review are owned in Irrevocable Life Insurance Trusts, or ILITs.

These are trusts set up specifically to own a life insurance policy. When the policy owner dies, the death benefit passes to the trust, rather than to an individual or company. The appointed trustee can then distribute the funds according to the policy owner’s, or grantor’s, wishes. Continue reading

image of a trustee’s certification of trust with leather binder and glasses

Why Trustees Should Consider a Life Settlement

July 13,17 | 10:23 am

image of a trustee’s certification of trust with leather binder and glassesIf you’ve been named a trustee by a living family member or close personal friend, you may be feeling somewhat overwhelmed.

It’s a big responsibility to oversee someone else’s finances. How can you be sure that you’re doing the right thing? How do you know what’s best for the person whose financial future is in your hands? Continue reading

3 Ways That Life Settlements Can Help You Take Care of Your Family

July 05,17 | 12:47 pm

If you’re like most people, you bought your life insurance policy because you wanted to take care of your family.

You wanted to make sure that if something happened to you, your spouse and children would have something to live on. That’s what we all want: to take care of the people we love to the best of our abilities. Continue reading

image of senior couple sitting in their home looking over papers with a financial advisor

4 Tips for Building Stronger Connections with Your Retired Clients

June 23,17 | 4:00 am

image of senior couple sitting in their home looking over papers with a financial advisorFinancial advising is so much more than simply helping people decide what to do with their money.

You need to have empathy, a problem-solving attitude, and an ability to read between the lines in order to discern what’s important to your client, even when he or she isn’t saying it outright.

In short, you’ve got to be a people person – someone who’s able both to put people at ease and relate to their needs, whatever those may be. Continue reading

Why Relationships Matter to Ashar

June 21,17 | 12:25 pm

At Ashar, we’ve got one motto that guides every aspect of our business: Do what is right, and you will be blessed. It’s so integral to our way of thinking, in fact, that we named our business after it – that’s what ‘ashar,’ a Biblical term, means.

We’ve spent our years in the life settlement industry working to build strong, trusting relationships with the people we serve. It comes naturally to us – after all, we started this business as a family. Continue reading

Call Now