Policy value questionnaire results

WHAT THAT MEANS According to our experts, keeping the policy may be the best choice, and we would be happy to revisit the life settlement option in the future. If you need cash immediately, we can help determine if there are alternatives to consider. Let’s talk.

WHAT ABOUT ‘THE OTHER GUYS?’ Other life settlement resources may offer to sell your policy no matter what. At Ashar, the best interest of the policy owner is our only interest. If you feel selling the policy doesn’t make sense financially, we completely understand. We call it as it is and treat policy owners like we’d treat our own families.

NEXT STEPS We’ll reach out to discuss the opportunities that fit the current market.
WHAT THAT MEANS According to our experts, this policy appears to be outside the mainstream purchase parameters for most buyers in the market. We might have other alternatives. Let’s talk.

WHAT ABOUT ‘THE OTHER GUYS’? Other life settlement resources may offer to sell your policy no matter what. At Ashar, the best interest of the policy owner is our only interest. If you feel selling the policy doesn’t make sense financially, we completely understand. We call it as it is and treat policy owners like we’d treat our own families.

NEXT STEPS We’ll reach out to discuss the types of opportunities that fit the current market.
WHY ASHAR Ashar uses its own, one-of-a-kind, competitive auction platform to force institutional investors to compete for the policy. Like putting a house on the market, the more qualified buyers competing for the policy the better. Ashar is licensed as a fiduciary to represent the policy owner and do what’s in their best interest.

WHAT ABOUT ‘THE OTHER GUYS’? There’s a lot of confusing information out there. Lead generation companies sell private information to dozens of companies, or buyers that represent the investor’s interests only, not the policy owner’s, resulting in offering less than what the policy could be worth.

NEXT STEPS You’ll probably need more information before deciding whether this policy is the best option – so do we. It’s important we understand the specific situation to provide the most appropriate feedback. We’ll reach out with some questions.
WHY ASHAR Ashar uses its own, one-of-a-kind, competitive auction platform to force institutional investors to compete for the policy. Like putting a house on the market, the more qualified buyers competing for the policy the better. Ashar is licensed as a fiduciary to represent the policy owner and do what’s in their best interest.

WHAT ABOUT ‘THE OTHER GUYS’? There’s a lot of confusing information out there. Lead generation companies sell private information to dozens of companies, or buyers that represent the investor’s interests only, not the policy owner’s, resulting in offering less than what the policy could be worth.

NEXT STEPS You’ll probably need more information before deciding whether selling this policy is the best option – so do we. It’s important we understand the specific situation to provide the most appropriate feedback. We’ll reach out with some questions.

Success Stories

Insured
Meet Herb, 77 & Toby, 76

Financial ripple effect caused reductions in cash flow
Used the cash to fund their livelihood.

Type of Policy:
Survivorship UL
Policy Face Value:
$500,000
Cash Surrender Value:
$12,000
Life Settlement Value:
$95,000
Learn More
Insured
Meet Maria, 80

Client outlived all planning and premiums were due
The adult children no longer needed to fund the caregiving needs.

Type of Policy:
Guaranteed UL
Policy Face Value:
$500,000
Cash Surrender Value:
$6,000
Life Settlement Value:
$197,000
Learn More
Insured
Meet Hector, 79

Could no longer afford premiums
Received a lump sum and reallocated premiums for today’s needs.

Type of Policy:
Indexed UL
Policy Face Value:
$1,500,000
Cash Surrender Value:
$75,000
Life Settlement Value:
$450,000
Learn More
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