Policy value questionnaire results

WHAT THAT MEANS According to our experts, keeping the policy may be the best choice, and we would be happy to revisit the life settlement option in the future. If you need cash immediately, we can help determine if there are alternatives to consider. Let’s talk.

WHAT ABOUT ‘THE OTHER GUYS?’ Other life settlement resources may offer to sell your policy no matter what. At Ashar, the best interest of the policy owner is our only interest. If you feel selling the policy doesn’t make sense financially, we completely understand. We call it as it is and treat policy owners like we’d treat our own families.

NEXT STEPS We’ll reach out to discuss the opportunities that fit the current market.
WHAT THAT MEANS According to our experts, this policy appears to be outside the mainstream purchase parameters for most buyers in the market. We might have other alternatives. Let’s talk.

WHAT ABOUT ‘THE OTHER GUYS’? Other life settlement resources may offer to sell your policy no matter what. At Ashar, the best interest of the policy owner is our only interest. If you feel selling the policy doesn’t make sense financially, we completely understand. We call it as it is and treat policy owners like we’d treat our own families.

NEXT STEPS We’ll reach out to discuss the types of opportunities that fit the current market.
WHY ASHAR Ashar uses its own, one-of-a-kind, competitive auction platform to force institutional investors to compete for the policy. Like putting a house on the market, the more qualified buyers competing for the policy the better. Ashar is licensed as a fiduciary to represent the policy owner and do what’s in their best interest.

WHAT ABOUT ‘THE OTHER GUYS’? There’s a lot of confusing information out there. Lead generation companies sell private information to dozens of companies, or buyers that represent the investor’s interests only, not the policy owner’s, resulting in offering less than what the policy could be worth.

NEXT STEPS You’ll probably need more information before deciding whether this policy is the best option – so do we. It’s important we understand the specific situation to provide the most appropriate feedback. We’ll reach out with some questions.
WHY ASHAR Ashar uses its own, one-of-a-kind, competitive auction platform to force institutional investors to compete for the policy. Like putting a house on the market, the more qualified buyers competing for the policy the better. Ashar is licensed as a fiduciary to represent the policy owner and do what’s in their best interest.

WHAT ABOUT ‘THE OTHER GUYS’? There’s a lot of confusing information out there. Lead generation companies sell private information to dozens of companies, or buyers that represent the investor’s interests only, not the policy owner’s, resulting in offering less than what the policy could be worth.

NEXT STEPS You’ll probably need more information before deciding whether selling this policy is the best option – so do we. It’s important we understand the specific situation to provide the most appropriate feedback. We’ll reach out with some questions.

Success Stories

Insured
Meet Thomas, 82 & Katherine, 79

Their needs had changed, and they no longer needed the policy
They were able to uncover significant liquidity and fund their retirement.

Type of Policy:
Survivorship GUL
Policy Face Value:
$10,000,000
Cash Surrender Value:
$69,000
Life Settlement Value:
$2,800,000
Learn More
Insured
Meet Diane, 92

Policy was eating cash flow needed for caregiving costs
Funded long-term care needs and relieved financial stress from her family.

Type of Policy:
Universal Life
Policy Face Value:
$500,000
Cash Surrender Value:
$12,000
Life Settlement Value:
$225,000
Learn More
Insured
Meet James, 72

Business was sold, and the policy was no longer needed
Business owner was able to receive additional value above and beyond the sale of the company.

Type of Policy:
Term Conversion
Policy Face Value:
$5,000,000
Cash Surrender Value:
$0
Life Settlement Value:
$750,000
Learn More
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