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the secondary
market
valuation

With a Secondary Market Valuation®, [SMV] advisors can finally provide the clarity and concise policy analysis clients demand with the simplicity, accuracy and trustworthy insight to stake a reputation on. Ashar’s unique blend of industry insight, carrier intelligence, proprietary underwriting formulas, integrates into the most valuable resource in insurance today.

Take comprehensive planning to a new level.

1

#1
strategic
interview

As is often the case, the right questions drive the best results. The Strategic Interview portion of the SMV process helps define the correct criteria for a positive outcome.

2

#2
policy filter

Leveraging an understanding of all different products and funding strategies, we look at the strengths and weaknesses of the asset, review the illustrations and contract with an eye to longevity risk, premium structure and negotiating opportunities.

3

#3
medical
underwriting
factors

We conduct a comprehensive medical review to assess mortality, evaluating various factors that influence the life expectancy equation.

4

#4
pricing
analysis

We take the factors from the Policy Filter and Medical Underwriting and combine them to create a range of Internal Rate of Return and to build pricing scenarios. Once we determine the factors to weight the policy, we request the hard data to support our assumptions and create an estimate of value.

5

#5 internal assumption challenge

Questioning assumptions is the difference between average and excellence. An Internal Assumption Challenge is the equivalent of a peer-based critique. We roundtable each Valuation to question, perfect and protect quality.

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the SMV®

Advanced Planning Requires Experience. Trust. Value. Results.

With a Secondary Market Valuation [SMV&reg], advisors can finally provide the clarity and concise policy analysis clients demand. The simplicity, accuracy and trustworthy insight of the SMV&reg is something you can stake your reputation on. Ashar’s unique blend of industry insight, carrier intelligence and proprietary underwriting formulas are integrated into the most valuable Secondary Market resource today. The SMV&reg can be a prudent and valuable solution in the following situations
  • Determining the fair market value of your contract
  • Completing a business valuation - including insurance or annuities
  • Transferring a policy from one entity to another
  • Exiting a Non-Equity Collateral Split Dollar contract
  • M&A or bankruptcy transactions
  • Partner disputes and buy/sell agreements
  • Private foundations
click here to learn more about our SMV® solution

Get a Secondary Opinion®

Your clients may need options for Long Term Care, Retirement Income and Lifestyle Protection. Contact us for our Secondary Market Valuation.
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